TimothyMobley

Timothy Mobley Managing Agent the Baron Group joined AmeriVets as Veterans’ Advocate Timothy Mobley introduces a life changing Veterans benefit that Veterans may be eligible to receive.  This is the Aid and Attendance Pension funded by Congress each year, according to Section 38 of The United States Code. This lifetime benefit is available for Veterans and their spouses aged 65 and above and is used to reimburse various Long Term Care Expenses. Tim Mobley said: “Unfortunately, most Veterans are not taking advantage of this benefit.  Nearly two million veterans or their widows are missing out on as much as $ 4.6 billion dollars a year in pensions from the US Government (only seven hundred million is currently being used annually)”.  This is because the Department of Veterans Affairs has had minimal success in promoting this program and also most Veterans have never heard of this benefit or don't know how to access it. Timothy Mobley and the Baron Group through its associa

The biggest driving force behind cheaper life insurance is simple; people are living longer.  With all the advancements in technology and medicine people have been experiencing longer life spans, thus longer life expectancy.  Life insurance companies are passing this new savings onto the consumer.  What they aren’t complaining about is some of the old policies that many consumers continue to keep in place and continue to pay.  They are profiting off of the consumers paying more than they   need to for life insurance. There was a huge change that took place in the life insurance industry recently.  This was driven by a new rule for calculating insurance costs that went into effect January 2009.  The Insurance Information Institute says that term life insurance premiums are now 50 percent lower than they were a decade ago.  What Happened In January 2009... The mortality tables changed.  Effective January 2009, all life insurance companies must use the Commissioners 2001 Standard Or